401k Catch Up 2024 Rules 2024. This means you will not get the tax benefit today from.  — the 401 (k) contribution limits for 2024 are $23,000 for individuals under 50, and $30,500 for those 50 and older.

 — individuals can contribute up to $23,000 total into their traditional or roth 401(k) plans in 2024, no matter how high their income is that year. So, owners of these roth 401 (k) accounts no longer have to take rmds.